FACTANKER · measured, cited, anchored official records connected

Call report 2012Q4

VERMONT STATE BANK — 2012Q4

The 22 measures VERMONT STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.

PERIOD: 2012Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/42d092a6-0ee8-4a05-af4f-346a6a9805ab/2012Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets16,112,000USDevidence →
Total loans11,291,000USDevidence →
Allowance for loan losses268,000USDevidence →
Securities available for sale3,330,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits14,530,000USDevidence →
Interest-bearing deposits12,980,000USDevidence →
Noninterest-bearing deposits1,550,000USDevidence →
Equity capital1,554,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income960,000USDevidence →
Interest expense142,000USDevidence →
Net interest income818,000USDevidence →
Noninterest income55,000USDevidence →
Noninterest expense632,000USDevidence →
Provision for loan losses182,000USDevidence →
Pretax income59,000USDevidence →
Income tax0USDevidence →
Net income59,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital1,455,000USDevidence →
Total capital1,583,000USDevidence →
Risk-weighted assets10,102,000USDevidence →

Machine access — free, no API key

Every figure shown here about VERMONT STATE BANK — 2012Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.