Call reports 2022
HORIZON BANK — 2022
What HORIZON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 417,242,000 | 413,731,000 | 418,792,000 | 418,248,000 |
| Total loans | 296,158,000 | 298,125,000 | 303,381,000 | 297,351,000 |
| Allowance for loan losses | 1,551,000 | 1,554,000 | 1,557,000 | 1,560,000 |
| Securities available for sale | 45,027,000 | 49,971,000 | 54,265,000 | 58,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,790,000 | 342,633,000 | 345,198,000 | 320,878,000 |
| Interest-bearing deposits | 306,629,000 | 307,885,000 | 307,935,000 | 287,188,000 |
| Noninterest-bearing deposits | 38,161,000 | 34,748,000 | 37,263,000 | 33,690,000 |
| Equity capital | 57,212,000 | 61,095,000 | 64,470,000 | 61,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,101,000 | 8,650,000 | 13,057,000 | 18,405,000 |
| Interest expense | 695,000 | 1,352,000 | 1,880,000 | 2,311,000 |
| Net interest income | 3,406,000 | 7,298,000 | 11,177,000 | 16,094,000 |
| Noninterest income | -63,000 | -162,000 | -247,000 | -621,000 |
| Noninterest expense | 1,468,000 | 3,266,000 | 4,812,000 | 6,506,000 |
| Provision for loan losses | 12,000 | 15,000 | 18,000 | 21,000 |
| Pretax income | 1,867,000 | 3,871,000 | 6,128,000 | 9,032,000 |
| Income tax | 230,000 | 490,000 | 762,000 | 873,000 |
| Net income | 1,637,000 | 3,381,000 | 5,366,000 | 8,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,264,000 | 55,896,000 | 57,772,000 | 55,211,000 |
| Total capital | 55,815,000 | 57,450,000 | 59,329,000 | 56,771,000 |
| Risk-weighted assets | 338,112,000 | 352,132,000 | 355,749,000 | 361,460,000 |