Call reports 2021
HORIZON BANK — 2021
What HORIZON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 363,286,000 | 352,363,000 | 353,552,000 | 340,698,000 |
| Total loans | 302,618,000 | 296,737,000 | 279,248,000 | 265,841,000 |
| Allowance for loan losses | 1,726,000 | 1,359,000 | 1,449,000 | 1,539,000 |
| Securities available for sale | 19,547,000 | 21,641,000 | 19,040,000 | 25,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,451,000 | 277,428,000 | 275,016,000 | 267,812,000 |
| Interest-bearing deposits | 271,185,000 | 259,013,000 | 255,432,000 | 245,019,000 |
| Noninterest-bearing deposits | 19,266,000 | 18,415,000 | 19,584,000 | 22,793,000 |
| Equity capital | 50,986,000 | 50,935,000 | 52,629,000 | 51,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,209,000 | 8,489,000 | 12,478,000 | 16,902,000 |
| Interest expense | 802,000 | 1,551,000 | 2,266,000 | 2,950,000 |
| Net interest income | 3,407,000 | 6,938,000 | 10,212,000 | 13,952,000 |
| Noninterest income | -233,000 | -201,000 | -278,000 | -318,000 |
| Noninterest expense | 1,172,000 | 2,325,000 | 3,509,000 | 4,639,000 |
| Provision for loan losses | 106,000 | 196,000 | 286,000 | 376,000 |
| Pretax income | 1,993,000 | 4,313,000 | 6,318,000 | 8,800,000 |
| Income tax | 293,000 | 668,000 | 958,000 | 1,224,000 |
| Net income | 1,700,000 | 3,645,000 | 5,360,000 | 7,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,685,000 | 56,394,000 | 57,875,000 | 56,857,000 |
| Total capital | 56,411,000 | 57,753,000 | 59,324,000 | 58,396,000 |
| Risk-weighted assets | 314,632,000 | 316,849,000 | 312,625,000 | 322,336,000 |