Call reports 2018
HORIZON BANK — 2018
What HORIZON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 275,076,000 | 275,697,000 | 283,738,000 | 298,219,000 |
| Total loans | 226,122,000 | 228,872,000 | 239,942,000 | 255,033,000 |
| Allowance for loan losses | 850,000 | 880,000 | 910,000 | 938,000 |
| Securities available for sale | 26,442,000 | 24,649,000 | 22,083,000 | 23,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,030,000 | 222,042,000 | 220,831,000 | 239,455,000 |
| Interest-bearing deposits | 203,077,000 | 206,648,000 | 203,470,000 | 220,741,000 |
| Noninterest-bearing deposits | 14,953,000 | 15,394,000 | 17,361,000 | 18,714,000 |
| Equity capital | 41,333,000 | 42,965,000 | 45,176,000 | 44,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 7,034,000 | 10,709,000 | 14,448,000 |
| Interest expense | 535,000 | 1,073,000 | 1,661,000 | 2,367,000 |
| Net interest income | 2,824,000 | 5,961,000 | 9,048,000 | 12,081,000 |
| Noninterest income | 41,000 | 73,000 | 44,000 | 70,000 |
| Noninterest expense | 1,311,000 | 2,621,000 | 3,839,000 | 5,142,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,544,000 | 3,406,000 | 5,285,000 | 7,029,000 |
| Income tax | 100,000 | 284,000 | 463,000 | 642,000 |
| Net income | 1,444,000 | 3,122,000 | 4,822,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,437,000 | 41,880,000 | 43,346,000 | 43,925,000 |
| Total capital | 41,287,000 | 42,760,000 | 44,256,000 | 44,863,000 |
| Risk-weighted assets | 260,249,000 | 252,829,000 | 290,445,000 | 290,954,000 |