Call reports 2017
HORIZON BANK — 2017
What HORIZON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 269,358,000 | 270,759,000 | 272,168,000 | 276,368,000 |
| Total loans | 200,595,000 | 215,573,000 | 220,404,000 | 224,755,000 |
| Allowance for loan losses | 730,000 | 760,000 | 790,000 | 820,000 |
| Securities available for sale | 36,209,000 | 29,645,000 | 25,268,000 | 27,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,350,000 | 221,186,000 | 221,891,000 | 225,567,000 |
| Interest-bearing deposits | 202,117,000 | 200,180,000 | 206,866,000 | 206,506,000 |
| Noninterest-bearing deposits | 14,233,000 | 21,006,000 | 15,025,000 | 19,061,000 |
| Equity capital | 36,084,000 | 36,835,000 | 37,325,000 | 38,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,024,000 | 6,327,000 | 9,588,000 | 13,336,000 |
| Interest expense | 459,000 | 920,000 | 1,431,000 | 1,954,000 |
| Net interest income | 2,565,000 | 5,407,000 | 8,157,000 | 11,382,000 |
| Noninterest income | 13,000 | 13,000 | 14,000 | 16,000 |
| Noninterest expense | 1,221,000 | 2,470,000 | 3,722,000 | 5,059,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 121,000 |
| Pretax income | 1,362,000 | 3,245,000 | 4,811,000 | 6,671,000 |
| Income tax | 225,000 | 629,000 | 923,000 | 1,416,000 |
| Net income | 1,137,000 | 2,616,000 | 3,888,000 | 5,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,313,000 | 37,557,000 | 38,595,000 | 38,976,000 |
| Total capital | 37,043,000 | 38,317,000 | 39,385,000 | 39,796,000 |
| Risk-weighted assets | 239,026,000 | 241,643,000 | 245,699,000 | 257,101,000 |