Call reports 2022
FARMERS & MERCHANTS BANK — 2022
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 315,844,000 | 309,963,000 | 301,513,000 | 313,520,000 |
| Total loans | 133,873,000 | 134,522,000 | 133,546,000 | 133,338,000 |
| Allowance for loan losses | 2,118,000 | 2,106,000 | 2,103,000 | 2,095,000 |
| Securities available for sale | 109,018,000 | 113,699,000 | 113,229,000 | 116,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,502,000 | 284,008,000 | 278,641,000 | 288,854,000 |
| Interest-bearing deposits | 198,028,000 | 193,754,000 | 184,917,000 | 198,237,000 |
| Noninterest-bearing deposits | 87,475,000 | 90,255,000 | 93,724,000 | 90,617,000 |
| Equity capital | 28,523,000 | 24,011,000 | 20,911,000 | 22,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 5,043,000 | 7,804,000 | 10,693,000 |
| Interest expense | 198,000 | 401,000 | 597,000 | 784,000 |
| Net interest income | 2,178,000 | 4,642,000 | 7,207,000 | 9,909,000 |
| Noninterest income | 461,000 | 839,000 | 1,216,000 | 1,650,000 |
| Noninterest expense | 1,998,000 | 4,017,000 | 6,178,000 | 8,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 643,000 | 1,467,000 | 2,248,000 | 3,195,000 |
| Income tax | 129,000 | 294,000 | 452,000 | 684,000 |
| Net income | 514,000 | 1,173,000 | 1,796,000 | 2,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,873,000 | 34,357,000 | 34,805,000 | 35,345,000 |
| Total capital | 35,991,000 | 36,463,000 | 36,908,000 | 37,440,000 |
| Risk-weighted assets | 193,567,000 | 198,451,000 | 200,329,000 | 206,325,000 |