Call reports 2019
FARMERS & MERCHANTS BANK — 2019
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 221,738,000 | 223,991,000 | 227,879,000 | 256,550,000 |
| Total loans | 123,306,000 | 121,027,000 | 122,587,000 | 128,892,000 |
| Allowance for loan losses | 1,351,000 | 1,411,000 | 1,421,000 | 1,425,000 |
| Securities available for sale | 69,150,000 | 67,139,000 | 72,263,000 | 72,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,028,000 | 191,162,000 | 194,230,000 | 222,888,000 |
| Interest-bearing deposits | 139,428,000 | 142,207,000 | 146,973,000 | 172,799,000 |
| Noninterest-bearing deposits | 50,599,000 | 48,954,000 | 47,257,000 | 50,089,000 |
| Equity capital | 29,707,000 | 30,774,000 | 31,498,000 | 31,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,575,000 | 6,979,000 | 9,395,000 |
| Interest expense | 175,000 | 369,000 | 564,000 | 773,000 |
| Net interest income | 2,091,000 | 4,206,000 | 6,415,000 | 8,622,000 |
| Noninterest income | 379,000 | 803,000 | 1,200,000 | 1,614,000 |
| Noninterest expense | 1,767,000 | 3,537,000 | 5,341,000 | 7,187,000 |
| Provision for loan losses | 45,000 | 127,000 | 173,000 | 283,000 |
| Pretax income | 669,000 | 1,354,000 | 2,109,000 | 2,783,000 |
| Income tax | 101,000 | 247,000 | 403,000 | 495,000 |
| Net income | 568,000 | 1,107,000 | 1,706,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,087,000 | 30,476,000 | 30,925,000 | 31,356,000 |
| Total capital | 31,438,000 | 31,887,000 | 32,346,000 | 32,781,000 |
| Risk-weighted assets | 148,002,000 | 147,759,000 | 149,328,000 | 163,973,000 |