Call reports 2017
FARMERS & MERCHANTS BANK — 2017
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 205,869,000 | 204,390,000 | 207,359,000 | 212,711,000 |
| Total loans | 104,734,000 | 107,215,000 | 108,399,000 | 108,849,000 |
| Allowance for loan losses | 1,209,000 | 1,216,000 | 1,208,000 | 1,216,000 |
| Securities available for sale | 68,753,000 | 71,942,000 | 69,317,000 | 69,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,585,000 | 172,182,000 | 174,928,000 | 180,995,000 |
| Interest-bearing deposits | 132,113,000 | 132,215,000 | 132,472,000 | 139,826,000 |
| Noninterest-bearing deposits | 42,473,000 | 39,967,000 | 42,456,000 | 41,168,000 |
| Equity capital | 27,371,000 | 28,137,000 | 28,365,000 | 27,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,931,000 | 5,929,000 | 7,952,000 |
| Interest expense | 136,000 | 268,000 | 397,000 | 523,000 |
| Net interest income | 1,808,000 | 3,663,000 | 5,532,000 | 7,429,000 |
| Noninterest income | 323,000 | 644,000 | 1,009,000 | 1,380,000 |
| Noninterest expense | 1,608,000 | 3,235,000 | 4,876,000 | 6,542,000 |
| Provision for loan losses | 0 | 20,000 | 35,000 | 85,000 |
| Pretax income | 527,000 | 1,063,000 | 1,652,000 | 2,211,000 |
| Income tax | 122,000 | 277,000 | 448,000 | 901,000 |
| Net income | 405,000 | 786,000 | 1,204,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,788,000 | 28,044,000 | 28,337,000 | 28,317,000 |
| Total capital | 28,997,000 | 29,260,000 | 29,545,000 | 29,533,000 |
| Risk-weighted assets | 133,496,000 | 135,343,000 | 140,435,000 | 137,793,000 |