Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,720,000 | 192,247,000 | 195,253,000 | 209,276,000 |
| Total loans | 97,368,000 | 99,718,000 | 103,970,000 | 104,102,000 |
| Allowance for loan losses | 1,238,000 | 1,227,000 | 1,228,000 | 1,218,000 |
| Securities available for sale | 57,265,000 | 57,939,000 | 61,380,000 | 65,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,533,000 | 160,561,000 | 163,337,000 | 178,540,000 |
| Interest-bearing deposits | 125,453,000 | 124,993,000 | 125,678,000 | 140,556,000 |
| Noninterest-bearing deposits | 36,080,000 | 35,568,000 | 37,659,000 | 37,983,000 |
| Equity capital | 27,255,000 | 27,672,000 | 27,840,000 | 26,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,710,000 | 5,631,000 | 7,559,000 |
| Interest expense | 146,000 | 288,000 | 430,000 | 572,000 |
| Net interest income | 1,718,000 | 3,422,000 | 5,201,000 | 6,987,000 |
| Noninterest income | 485,000 | 835,000 | 1,168,000 | 1,429,000 |
| Noninterest expense | 1,803,000 | 3,474,000 | 5,177,000 | 6,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 399,000 | 883,000 | 1,334,000 | 1,865,000 |
| Income tax | 7,000 | 115,000 | 219,000 | 309,000 |
| Net income | 392,000 | 768,000 | 1,115,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,256,000 | 26,920,000 | 27,166,000 | 27,506,000 |
| Total capital | 28,494,000 | 28,147,000 | 28,394,000 | 28,724,000 |
| Risk-weighted assets | 125,851,000 | 124,547,000 | 127,179,000 | 131,520,000 |