Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,309,000 | 191,716,000 | 186,102,000 | 197,631,000 |
| Total loans | 98,436,000 | 96,225,000 | 96,169,000 | 96,665,000 |
| Allowance for loan losses | 1,494,000 | 1,482,000 | 1,441,000 | 1,275,000 |
| Securities available for sale | 58,111,000 | 64,400,000 | 62,848,000 | 57,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,316,000 | 157,126,000 | 155,982,000 | 167,223,000 |
| Interest-bearing deposits | 123,843,000 | 124,629,000 | 123,781,000 | 133,500,000 |
| Noninterest-bearing deposits | 33,473,000 | 32,497,000 | 32,201,000 | 33,722,000 |
| Equity capital | 26,348,000 | 25,815,000 | 26,274,000 | 26,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,790,000 | 5,694,000 | 7,546,000 |
| Interest expense | 212,000 | 414,000 | 583,000 | 732,000 |
| Net interest income | 1,669,000 | 3,376,000 | 5,111,000 | 6,814,000 |
| Noninterest income | 317,000 | 638,000 | 984,000 | 1,320,000 |
| Noninterest expense | 1,699,000 | 3,370,000 | 5,089,000 | 6,644,000 |
| Provision for loan losses | -35,000 | -35,000 | -35,000 | -35,000 |
| Pretax income | 334,000 | 707,000 | 1,073,000 | 1,609,000 |
| Income tax | 67,000 | 164,000 | 256,000 | 302,000 |
| Net income | 267,000 | 543,000 | 817,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,711,000 | 25,744,000 | 26,061,000 | 26,451,000 |
| Total capital | 27,205,000 | 27,226,000 | 27,502,000 | 27,726,000 |
| Risk-weighted assets | 127,062,000 | 122,488,000 | 122,781,000 | 124,573,000 |