Call reports 2025
PIONEER BANK — 2025
What PIONEER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,044,263,000 | 1,073,653,000 | 1,097,229,000 | 1,128,948,000 |
| Total loans | 583,277,000 | 613,126,000 | 628,974,000 | 656,846,000 |
| Allowance for loan losses | 8,695,000 | 9,457,000 | 10,892,000 | 11,725,000 |
| Securities available for sale | 335,555,000 | 364,421,000 | 367,234,000 | 337,925,000 |
| Securities held to maturity | 10,900,000 | 10,570,000 | 9,997,000 | 9,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 827,994,000 | 847,442,000 | 818,580,000 | 844,342,000 |
| Interest-bearing deposits | 555,778,000 | 563,789,000 | 545,275,000 | 558,555,000 |
| Noninterest-bearing deposits | 272,216,000 | 283,653,000 | 273,305,000 | 285,787,000 |
| Equity capital | 94,894,000 | 101,294,000 | 107,072,000 | 112,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,851,000 | 28,285,000 | 43,484,000 | 58,808,000 |
| Interest expense | 1,851,000 | 3,864,000 | 6,239,000 | 8,932,000 |
| Net interest income | 12,000,000 | 24,421,000 | 37,245,000 | 49,876,000 |
| Noninterest income | 2,463,000 | 5,115,000 | 7,838,000 | 10,554,000 |
| Noninterest expense | 8,085,000 | 16,150,000 | 23,945,000 | 32,388,000 |
| Provision for loan losses | 1,159,000 | 1,885,000 | 4,034,000 | 5,105,000 |
| Pretax income | 5,422,000 | 11,707,000 | 17,318,000 | 23,328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,422,000 | 11,707,000 | 17,318,000 | 23,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,405,000 | 124,263,000 | 126,847,000 | 129,931,000 |
| Total capital | 129,552,000 | 133,570,000 | 136,730,000 | 140,121,000 |
| Risk-weighted assets | 731,176,000 | 743,369,000 | 788,602,000 | 812,806,000 |