Call reports 2024
PIONEER BANK — 2024
What PIONEER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,029,287,000 | 1,058,073,000 | 1,058,694,000 | 982,779,000 |
| Total loans | 566,125,000 | 551,980,000 | 502,725,000 | 552,410,000 |
| Allowance for loan losses | 7,665,000 | 7,559,000 | 7,480,000 | 8,172,000 |
| Securities available for sale | 338,169,000 | 315,934,000 | 342,330,000 | 331,445,000 |
| Securities held to maturity | 11,247,000 | 11,007,000 | 9,842,000 | 9,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,950,000 | 798,442,000 | 814,226,000 | 764,895,000 |
| Interest-bearing deposits | 514,608,000 | 528,096,000 | 538,176,000 | 493,127,000 |
| Noninterest-bearing deposits | 286,342,000 | 270,346,000 | 276,050,000 | 271,768,000 |
| Equity capital | 77,138,000 | 82,511,000 | 93,471,000 | 87,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,397,000 | 27,556,000 | 41,490,000 | 55,323,000 |
| Interest expense | 2,143,000 | 4,684,000 | 7,334,000 | 9,272,000 |
| Net interest income | 11,254,000 | 22,872,000 | 34,156,000 | 46,051,000 |
| Noninterest income | 2,439,000 | 4,970,000 | 7,506,000 | 10,036,000 |
| Noninterest expense | 7,223,000 | 14,818,000 | 22,225,000 | 30,066,000 |
| Provision for loan losses | 683,000 | 1,623,000 | 4,268,000 | 7,005,000 |
| Pretax income | 5,778,000 | 11,608,000 | 15,192,000 | 18,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,778,000 | 11,608,000 | 15,192,000 | 18,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,093,000 | 114,986,000 | 116,724,000 | 118,659,000 |
| Total capital | 120,703,000 | 123,510,000 | 124,931,000 | 127,632,000 |
| Risk-weighted assets | 724,997,000 | 707,895,000 | 656,157,000 | 717,367,000 |