Call reports 2023
PIONEER BANK — 2023
What PIONEER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,063,985,000 | 1,031,323,000 | 1,026,219,000 | 991,436,000 |
| Total loans | 600,983,000 | 605,368,000 | 560,417,000 | 539,877,000 |
| Allowance for loan losses | 7,914,000 | 8,363,000 | 7,751,000 | 7,174,000 |
| Securities available for sale | 344,785,000 | 332,665,000 | 314,221,000 | 327,210,000 |
| Securities held to maturity | 12,586,000 | 12,226,000 | 11,763,000 | 11,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,725,000 | 785,695,000 | 773,688,000 | 775,856,000 |
| Interest-bearing deposits | 542,797,000 | 533,442,000 | 509,352,000 | 503,016,000 |
| Noninterest-bearing deposits | 270,928,000 | 252,253,000 | 264,336,000 | 272,840,000 |
| Equity capital | 65,931,000 | 67,360,000 | 61,967,000 | 75,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,137,000 | 25,083,000 | 38,005,000 | 50,872,000 |
| Interest expense | 1,573,000 | 3,625,000 | 5,715,000 | 8,001,000 |
| Net interest income | 10,564,000 | 21,458,000 | 32,290,000 | 42,871,000 |
| Noninterest income | 2,459,000 | 5,204,000 | 7,808,000 | 10,311,000 |
| Noninterest expense | 6,987,000 | 14,391,000 | 21,538,000 | 29,292,000 |
| Provision for loan losses | 691,000 | 1,202,000 | 1,690,000 | 2,217,000 |
| Pretax income | 5,359,000 | 11,069,000 | 16,843,000 | 21,685,000 |
| Income tax | 316,000 | 653,000 | 993,000 | 1,279,000 |
| Net income | 5,043,000 | 10,416,000 | 15,850,000 | 20,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,556,000 | 104,929,000 | 107,614,000 | 108,431,000 |
| Total capital | 109,899,000 | 113,780,000 | 115,990,000 | 116,790,000 |
| Risk-weighted assets | 747,116,000 | 763,565,000 | 718,442,000 | 701,523,000 |