Call reports 2020
PIONEER BANK — 2020
What PIONEER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 794,140,000 | 836,306,000 | 832,329,000 | 861,653,000 |
| Total loans | 393,743,000 | 427,855,000 | 442,030,000 | 448,232,000 |
| Allowance for loan losses | 4,480,000 | 5,072,000 | 5,378,000 | 5,631,000 |
| Securities available for sale | 160,783,000 | 183,494,000 | 199,491,000 | 216,845,000 |
| Securities held to maturity | 38,734,000 | 20,693,000 | 19,154,000 | 17,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,060,000 | 650,988,000 | 657,309,000 | 669,051,000 |
| Interest-bearing deposits | 446,730,000 | 473,956,000 | 476,918,000 | 491,060,000 |
| Noninterest-bearing deposits | 152,330,000 | 177,032,000 | 180,391,000 | 177,991,000 |
| Equity capital | 81,544,000 | 84,046,000 | 85,905,000 | 88,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,463,000 | 12,388,000 | 18,114,000 | 24,868,000 |
| Interest expense | 768,000 | 1,207,000 | 1,501,000 | 1,715,000 |
| Net interest income | 5,695,000 | 11,181,000 | 16,613,000 | 23,153,000 |
| Noninterest income | 2,364,000 | 4,422,000 | 6,918,000 | 9,262,000 |
| Noninterest expense | 5,893,000 | 11,447,000 | 17,370,000 | 22,892,000 |
| Provision for loan losses | 296,000 | 927,000 | 1,416,000 | 1,856,000 |
| Pretax income | 1,886,000 | 3,253,000 | 4,769,000 | 7,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,886,000 | 3,253,000 | 4,769,000 | 7,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,435,000 | 81,802,000 | 83,318,000 | 86,237,000 |
| Total capital | 85,095,000 | 87,054,000 | 88,864,000 | 92,036,000 |
| Risk-weighted assets | 436,405,000 | 440,035,000 | 459,995,000 | 493,026,000 |