Call reports 2019
PIONEER BANK — 2019
What PIONEER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 842,279,000 | 841,488,000 | 819,721,000 | 812,885,000 |
| Total loans | 375,550,000 | 376,084,000 | 373,473,000 | 376,353,000 |
| Allowance for loan losses | 4,037,000 | 4,247,000 | 4,306,000 | 4,367,000 |
| Securities available for sale | 232,343,000 | 234,078,000 | 237,987,000 | 231,411,000 |
| Securities held to maturity | 150,568,000 | 149,602,000 | 123,877,000 | 118,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,690,000 | 543,041,000 | 552,786,000 | 572,697,000 |
| Interest-bearing deposits | 415,945,000 | 409,994,000 | 413,603,000 | 437,873,000 |
| Noninterest-bearing deposits | 135,745,000 | 133,047,000 | 139,183,000 | 134,824,000 |
| Equity capital | 74,626,000 | 79,755,000 | 78,969,000 | 79,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,724,000 | 13,494,000 | 20,610,000 | 27,328,000 |
| Interest expense | 1,502,000 | 3,017,000 | 4,468,000 | 5,703,000 |
| Net interest income | 5,222,000 | 10,477,000 | 16,142,000 | 21,625,000 |
| Noninterest income | 2,221,000 | 5,174,000 | 7,490,000 | 9,808,000 |
| Noninterest expense | 5,680,000 | 11,231,000 | 16,805,000 | 22,415,000 |
| Provision for loan losses | 147,000 | 510,000 | 809,000 | 1,097,000 |
| Pretax income | 1,626,000 | 3,934,000 | 6,049,000 | 7,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,626,000 | 3,934,000 | 6,049,000 | 7,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,228,000 | 80,536,000 | 79,651,000 | 81,549,000 |
| Total capital | 82,464,000 | 84,982,000 | 84,156,000 | 86,096,000 |
| Risk-weighted assets | 420,981,000 | 424,137,000 | 429,958,000 | 447,296,000 |