Call reports 2016
PIONEER BANK — 2016
What PIONEER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 757,196,000 | 757,276,000 | 815,468,000 | 766,221,000 |
| Total loans | 289,015,000 | 294,921,000 | 311,392,000 | 318,711,000 |
| Allowance for loan losses | 3,435,000 | 3,462,000 | 3,559,000 | 3,611,000 |
| Securities available for sale | 169,334,000 | 209,846,000 | 249,129,000 | 245,433,000 |
| Securities held to maturity | 225,862,000 | 181,034,000 | 143,378,000 | 120,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,199,000 | 554,988,000 | 559,219,000 | 544,535,000 |
| Interest-bearing deposits | 413,901,000 | 405,055,000 | 411,153,000 | 410,871,000 |
| Noninterest-bearing deposits | 142,298,000 | 149,933,000 | 148,066,000 | 133,664,000 |
| Equity capital | 68,422,000 | 69,868,000 | 74,275,000 | 66,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,579,000 | 11,164,000 | 16,877,000 | 22,315,000 |
| Interest expense | 446,000 | 888,000 | 1,363,000 | 1,846,000 |
| Net interest income | 5,133,000 | 10,276,000 | 15,514,000 | 20,469,000 |
| Noninterest income | 2,427,000 | 5,076,000 | 7,927,000 | 10,481,000 |
| Noninterest expense | 5,808,000 | 11,500,000 | 17,251,000 | 22,960,000 |
| Provision for loan losses | 69,000 | 184,000 | 335,000 | 481,000 |
| Pretax income | 1,683,000 | 3,668,000 | 5,855,000 | 7,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,683,000 | 3,668,000 | 5,855,000 | 7,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,044,000 | 71,534,000 | 73,724,000 | 72,853,000 |
| Total capital | 75,698,000 | 75,218,000 | 77,503,000 | 76,682,000 |
| Risk-weighted assets | 330,166,000 | 332,377,000 | 345,780,000 | 347,695,000 |