Call reports 2015
PIONEER BANK — 2015
What PIONEER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 679,438,000 | 691,906,000 | 704,210,000 | 738,364,000 |
| Total loans | 274,381,000 | 275,208,000 | 283,261,000 | 290,809,000 |
| Allowance for loan losses | 3,466,000 | 3,425,000 | 3,430,000 | 3,436,000 |
| Securities available for sale | 192,680,000 | 191,776,000 | 176,139,000 | 149,825,000 |
| Securities held to maturity | 142,634,000 | 158,680,000 | 178,875,000 | 228,481,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,946,000 | 533,192,000 | 537,131,000 | 546,078,000 |
| Interest-bearing deposits | 405,426,000 | 400,140,000 | 398,828,000 | 403,628,000 |
| Noninterest-bearing deposits | 134,520,000 | 133,052,000 | 138,303,000 | 142,450,000 |
| Equity capital | 65,510,000 | 66,291,000 | 66,248,000 | 66,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,711,000 | 9,438,000 | 14,267,000 | 19,441,000 |
| Interest expense | 405,000 | 787,000 | 1,173,000 | 1,546,000 |
| Net interest income | 4,306,000 | 8,651,000 | 13,094,000 | 17,895,000 |
| Noninterest income | 2,312,000 | 4,847,000 | 7,429,000 | 10,197,000 |
| Noninterest expense | 5,864,000 | 11,620,000 | 17,509,000 | 23,362,000 |
| Provision for loan losses | 25,000 | 87,000 | 181,000 | 247,000 |
| Pretax income | 729,000 | 1,791,000 | 2,833,000 | 4,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,791,000 | 2,833,000 | 4,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,590,000 | 70,656,000 | 69,703,000 | 71,346,000 |
| Total capital | 73,227,000 | 74,284,000 | 73,336,000 | 75,000,000 |
| Risk-weighted assets | 290,894,000 | 293,004,000 | 304,140,000 | 318,963,000 |