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Call reports 2014

PIONEER BANK — 2014

What PIONEER BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/42adf67d-0599-40ec-8a54-6eed007de361/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets649,177,000661,807,000661,963,000673,205,000
Total loans295,276,000303,630,000294,029,000277,712,000
Allowance for loan losses3,444,0003,446,0003,456,0003,461,000
Securities available for sale162,925,000167,784,000171,040,000189,617,000
Securities held to maturity120,299,000119,999,000127,311,000138,071,000
Trading assets0000
Total deposits516,759,000518,460,000519,372,000515,808,000
Interest-bearing deposits393,390,000397,108,000398,091,000394,599,000
Noninterest-bearing deposits123,369,000121,352,000121,281,000121,209,000
Equity capital58,642,00061,241,00062,557,00062,842,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income4,739,0009,574,00014,333,00019,093,000
Interest expense484,000955,0001,407,0001,849,000
Net interest income4,255,0008,619,00012,926,00017,244,000
Noninterest income2,229,0005,240,0007,982,00010,787,000
Noninterest expense5,316,00011,264,00017,012,00022,585,000
Provision for loan losses73,000120,000206,000275,000
Pretax income1,095,0002,475,0003,690,0005,171,000
Income tax0000
Net income1,095,0002,475,0003,690,0005,171,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital66,108,00067,514,00068,739,00068,849,000
Total capital69,723,00071,147,00072,398,00072,510,000
Risk-weighted assets293,339,000301,422,000299,263,000292,889,000

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