Call reports 2025
ILLINI STATE BANK — 2025
What ILLINI STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 167,182,000 | 169,584,000 | 169,824,000 | 172,369,000 |
| Total loans | 108,603,000 | 106,543,000 | 107,741,000 | 108,326,000 |
| Allowance for loan losses | 1,011,000 | 1,021,000 | 1,045,000 | 1,069,000 |
| Securities available for sale | 44,832,000 | 43,958,000 | 44,003,000 | 48,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,586,000 | 127,536,000 | 125,691,000 | 123,461,000 |
| Interest-bearing deposits | 101,392,000 | 102,931,000 | 104,558,000 | 100,033,000 |
| Noninterest-bearing deposits | 25,194,000 | 24,605,000 | 21,133,000 | 23,428,000 |
| Equity capital | 21,285,000 | 21,934,000 | 23,790,000 | 23,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,655,000 | 5,546,000 | 7,533,000 |
| Interest expense | 798,000 | 1,585,000 | 2,386,000 | 3,218,000 |
| Net interest income | 976,000 | 2,070,000 | 3,160,000 | 4,315,000 |
| Noninterest income | 55,000 | 100,000 | 152,000 | 207,000 |
| Noninterest expense | 675,000 | 1,279,000 | 1,911,000 | 2,650,000 |
| Provision for loan losses | 25,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 331,000 | 841,000 | 1,326,000 | 1,771,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 319,000 | 829,000 | 1,314,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,346,000 | 22,861,000 | 23,347,000 | 23,214,000 |