Call reports 2024
ILLINI STATE BANK — 2024
What ILLINI STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 168,693,000 | 166,281,000 | 169,232,000 | 167,284,000 |
| Total loans | 106,428,000 | 110,382,000 | 111,207,000 | 108,515,000 |
| Allowance for loan losses | 1,030,000 | 1,048,000 | 1,062,000 | 986,000 |
| Securities available for sale | 45,041,000 | 43,849,000 | 44,232,000 | 41,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,417,000 | 123,413,000 | 123,338,000 | 124,860,000 |
| Interest-bearing deposits | 101,530,000 | 100,178,000 | 100,893,000 | 99,958,000 |
| Noninterest-bearing deposits | 24,887,000 | 23,235,000 | 22,445,000 | 24,902,000 |
| Equity capital | 19,043,000 | 19,613,000 | 21,619,000 | 20,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,653,000 | 5,554,000 | 7,559,000 |
| Interest expense | 784,000 | 1,604,000 | 2,531,000 | 3,370,000 |
| Net interest income | 1,040,000 | 2,049,000 | 3,023,000 | 4,189,000 |
| Noninterest income | 37,000 | 76,000 | 116,000 | 169,000 |
| Noninterest expense | 639,000 | 1,269,000 | 1,927,000 | 2,665,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 420,000 | 820,000 | 1,158,000 | 1,621,000 |
| Income tax | 20,000 | 20,000 | 20,000 | 20,000 |
| Net income | 400,000 | 800,000 | 1,138,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,378,000 | 21,790,000 | 22,128,000 | 22,066,000 |