Call reports 2023
ILLINI STATE BANK — 2023
What ILLINI STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 163,272,000 | 161,791,000 | 161,582,000 | 167,240,000 |
| Total loans | 98,708,000 | 99,368,000 | 101,116,000 | 106,388,000 |
| Allowance for loan losses | 994,000 | 1,018,000 | 1,012,000 | 1,012,000 |
| Securities available for sale | 50,487,000 | 48,657,000 | 46,963,000 | 46,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,648,000 | 124,962,000 | 125,195,000 | 128,967,000 |
| Interest-bearing deposits | 97,442,000 | 97,873,000 | 100,220,000 | 100,733,000 |
| Noninterest-bearing deposits | 26,206,000 | 27,089,000 | 24,975,000 | 28,234,000 |
| Equity capital | 18,127,000 | 18,099,000 | 17,471,000 | 19,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,067,000 | 4,663,000 | 6,407,000 |
| Interest expense | 465,000 | 1,132,000 | 1,852,000 | 2,633,000 |
| Net interest income | 1,027,000 | 1,935,000 | 2,811,000 | 3,774,000 |
| Noninterest income | 38,000 | 92,000 | 134,000 | 174,000 |
| Noninterest expense | 583,000 | 1,232,000 | 1,847,000 | 2,500,000 |
| Provision for loan losses | 23,000 | 45,000 | 45,000 | 25,000 |
| Pretax income | 459,000 | 750,000 | 1,053,000 | 1,403,000 |
| Income tax | 30,000 | 30,000 | 30,000 | 29,000 |
| Net income | 429,000 | 720,000 | 1,023,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,531,000 | 20,839,000 | 21,141,000 | 21,042,000 |