Call reports 2022
ILLINI STATE BANK — 2022
What ILLINI STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 162,609,000 | 156,808,000 | 162,074,000 | 160,558,000 |
| Total loans | 85,094,000 | 90,301,000 | 94,650,000 | 100,176,000 |
| Allowance for loan losses | 897,000 | 904,000 | 920,000 | 980,000 |
| Securities available for sale | 61,862,000 | 55,995,000 | 53,293,000 | 51,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,034,000 | 121,487,000 | 123,170,000 | 115,714,000 |
| Interest-bearing deposits | 87,455,000 | 91,346,000 | 92,353,000 | 88,053,000 |
| Noninterest-bearing deposits | 37,579,000 | 30,141,000 | 30,817,000 | 27,661,000 |
| Equity capital | 19,846,000 | 16,906,000 | 16,701,000 | 17,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,352,000 | 3,653,000 | 5,060,000 |
| Interest expense | 76,000 | 172,000 | 301,000 | 518,000 |
| Net interest income | 1,064,000 | 2,180,000 | 3,352,000 | 4,542,000 |
| Noninterest income | 42,000 | 87,000 | 122,000 | 153,000 |
| Noninterest expense | 598,000 | 1,164,000 | 1,713,000 | 2,305,000 |
| Provision for loan losses | 8,000 | 15,000 | 31,000 | 91,000 |
| Pretax income | 500,000 | 1,088,000 | 1,730,000 | 2,299,000 |
| Income tax | 30,000 | 98,000 | 132,000 | 30,000 |
| Net income | 470,000 | 990,000 | 1,598,000 | 2,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,099,000 | 19,619,000 | 20,227,000 | 20,198,000 |