Call reports 2021
ILLINI STATE BANK — 2021
What ILLINI STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,249,000 | 154,952,000 | 153,177,000 | 156,632,000 |
| Total loans | 89,673,000 | 89,628,000 | 83,778,000 | 87,405,000 |
| Allowance for loan losses | 819,000 | 849,000 | 879,000 | 889,000 |
| Securities available for sale | 46,240,000 | 50,278,000 | 58,012,000 | 58,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,129,000 | 113,462,000 | 109,009,000 | 114,351,000 |
| Interest-bearing deposits | 83,678,000 | 84,301,000 | 84,107,000 | 79,762,000 |
| Noninterest-bearing deposits | 28,451,000 | 29,161,000 | 24,902,000 | 34,589,000 |
| Equity capital | 22,137,000 | 22,679,000 | 23,493,000 | 22,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,485,000 | 3,589,000 | 4,793,000 |
| Interest expense | 90,000 | 177,000 | 259,000 | 338,000 |
| Net interest income | 1,117,000 | 2,308,000 | 3,330,000 | 4,455,000 |
| Noninterest income | 66,000 | 143,000 | 199,000 | 260,000 |
| Noninterest expense | 629,000 | 1,242,000 | 1,665,000 | 2,231,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 524,000 | 1,149,000 | 1,774,000 | 2,384,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 130,000 |
| Net income | 499,000 | 1,124,000 | 1,749,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,434,000 | 18,079,000 | 18,723,000 | 18,596,000 |