Call reports 2020
ILLINI STATE BANK — 2020
What ILLINI STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,397,000 | 138,211,000 | 145,325,000 | 143,278,000 |
| Total loans | 75,732,000 | 86,182,000 | 86,764,000 | 88,812,000 |
| Allowance for loan losses | 711,000 | 736,000 | 767,000 | 789,000 |
| Securities available for sale | 30,921,000 | 35,012,000 | 36,246,000 | 41,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,625,000 | 93,832,000 | 102,983,000 | 103,631,000 |
| Interest-bearing deposits | 57,363,000 | 69,714,000 | 76,869,000 | 77,013,000 |
| Noninterest-bearing deposits | 21,262,000 | 24,118,000 | 26,114,000 | 26,618,000 |
| Equity capital | 20,110,000 | 21,532,000 | 22,167,000 | 22,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,236,000 | 3,309,000 | 4,487,000 |
| Interest expense | 181,000 | 328,000 | 450,000 | 551,000 |
| Net interest income | 953,000 | 1,908,000 | 2,859,000 | 3,936,000 |
| Noninterest income | 62,000 | 136,000 | 184,000 | 267,000 |
| Noninterest expense | 564,000 | 1,112,000 | 1,635,000 | 2,212,000 |
| Provision for loan losses | 21,000 | 46,000 | 77,000 | 106,000 |
| Pretax income | 425,000 | 880,000 | 1,326,000 | 1,880,000 |
| Income tax | 19,000 | 19,000 | 19,000 | 19,000 |
| Net income | 406,000 | 861,000 | 1,307,000 | 1,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,020,000 | 16,494,000 | 16,957,000 | 16,904,000 |