Call reports 2019
ILLINI STATE BANK — 2019
What ILLINI STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,558,000 | 114,978,000 | 125,486,000 | 124,415,000 |
| Total loans | 65,538,000 | 70,294,000 | 73,272,000 | 74,161,000 |
| Allowance for loan losses | 601,000 | 647,000 | 661,000 | 690,000 |
| Securities available for sale | 40,400,000 | 36,406,000 | 33,763,000 | 34,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,999,000 | 78,709,000 | 86,093,000 | 86,070,000 |
| Interest-bearing deposits | 63,899,000 | 57,785,000 | 63,112,000 | 66,356,000 |
| Noninterest-bearing deposits | 23,100,000 | 20,924,000 | 22,981,000 | 19,714,000 |
| Equity capital | 18,841,000 | 19,684,000 | 20,104,000 | 20,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,112,000 | 3,225,000 | 4,372,000 |
| Interest expense | 180,000 | 369,000 | 563,000 | 752,000 |
| Net interest income | 878,000 | 1,743,000 | 2,662,000 | 3,620,000 |
| Noninterest income | 50,000 | 103,000 | 161,000 | 206,000 |
| Noninterest expense | 604,000 | 1,204,000 | 1,812,000 | 2,386,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 292,000 | 579,000 | 918,000 | 1,316,000 |
| Income tax | 11,000 | 11,000 | 11,000 | 11,000 |
| Net income | 281,000 | 568,000 | 907,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,077,000 | 15,383,000 | 15,740,000 | 15,583,000 |
| Total capital | 15,678,000 | 16,030,000 | 16,401,000 | 16,273,000 |
| Risk-weighted assets | 72,094,000 | 75,570,000 | 78,674,000 | 78,263,000 |