Call reports 2018
ILLINI STATE BANK — 2018
What ILLINI STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,508,000 | 115,821,000 | 118,443,000 | 121,672,000 |
| Total loans | 55,478,000 | 58,309,000 | 60,514,000 | 68,305,000 |
| Allowance for loan losses | 510,000 | 530,000 | 550,000 | 570,000 |
| Securities available for sale | 49,543,000 | 46,565,000 | 44,883,000 | 41,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,174,000 | 84,125,000 | 83,266,000 | 87,291,000 |
| Interest-bearing deposits | 62,511,000 | 64,611,000 | 64,030,000 | 64,042,000 |
| Noninterest-bearing deposits | 21,663,000 | 19,514,000 | 19,236,000 | 23,249,000 |
| Equity capital | 17,420,000 | 17,656,000 | 17,772,000 | 18,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,829,000 | 2,793,000 | 3,823,000 |
| Interest expense | 113,000 | 246,000 | 405,000 | 585,000 |
| Net interest income | 787,000 | 1,583,000 | 2,388,000 | 3,238,000 |
| Noninterest income | 55,000 | 101,000 | 151,000 | 195,000 |
| Noninterest expense | 583,000 | 1,133,000 | 1,692,000 | 2,297,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 74,000 |
| Pretax income | 226,000 | 491,000 | 768,000 | 1,035,000 |
| Income tax | 11,000 | 11,000 | 11,000 | 11,000 |
| Net income | 215,000 | 480,000 | 757,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,276,000 | 14,559,000 | 14,854,000 | 14,778,000 |
| Total capital | 14,786,000 | 15,089,000 | 15,404,000 | 15,348,000 |
| Risk-weighted assets | 67,852,000 | 65,099,000 | 67,502,000 | 74,632,000 |