Call reports 2017
ILLINI STATE BANK — 2017
What ILLINI STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 116,924,000 | 113,932,000 | 122,956,000 | 115,281,000 |
| Total loans | 41,763,000 | 44,737,000 | 48,490,000 | 49,263,000 |
| Allowance for loan losses | 466,000 | 470,000 | 477,000 | 490,000 |
| Securities available for sale | 62,329,000 | 59,184,000 | 58,425,000 | 56,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,251,000 | 79,436,000 | 84,814,000 | 81,708,000 |
| Interest-bearing deposits | 63,488,000 | 62,438,000 | 60,350,000 | 62,043,000 |
| Noninterest-bearing deposits | 19,763,000 | 16,998,000 | 24,464,000 | 19,666,000 |
| Equity capital | 17,670,000 | 18,831,000 | 19,026,000 | 17,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,666,000 | 2,521,000 | 3,376,000 |
| Interest expense | 78,000 | 169,000 | 275,000 | 383,000 |
| Net interest income | 712,000 | 1,497,000 | 2,246,000 | 2,993,000 |
| Noninterest income | 51,000 | 95,000 | 149,000 | 195,000 |
| Noninterest expense | 507,000 | 1,050,000 | 1,610,000 | 2,255,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 30,000 |
| Pretax income | 265,000 | 555,000 | 781,000 | 917,000 |
| Income tax | 11,000 | 11,000 | 10,000 | 11,000 |
| Net income | 254,000 | 544,000 | 771,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,064,000 | 14,382,000 | 14,624,000 | 14,090,000 |
| Total capital | 14,530,000 | 14,852,000 | 15,101,000 | 14,580,000 |
| Risk-weighted assets | 57,228,000 | 58,531,000 | 63,490,000 | 62,563,000 |