Call reports 2016
ILLINI STATE BANK — 2016
What ILLINI STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,701,000 | 110,585,000 | 118,581,000 | 116,847,000 |
| Total loans | 41,565,000 | 41,508,000 | 45,019,000 | 45,674,000 |
| Allowance for loan losses | 443,000 | 448,000 | 458,000 | 459,000 |
| Securities available for sale | 56,853,000 | 55,657,000 | 58,010,000 | 60,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,156,000 | 75,630,000 | 81,802,000 | 83,633,000 |
| Interest-bearing deposits | 53,578,000 | 56,393,000 | 58,547,000 | 63,142,000 |
| Noninterest-bearing deposits | 18,578,000 | 19,237,000 | 23,255,000 | 20,491,000 |
| Equity capital | 18,578,000 | 19,146,000 | 19,277,000 | 17,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,505,000 | 2,245,000 | 3,023,000 |
| Interest expense | 71,000 | 140,000 | 219,000 | 299,000 |
| Net interest income | 676,000 | 1,365,000 | 2,026,000 | 2,724,000 |
| Noninterest income | 52,000 | 106,000 | 161,000 | 214,000 |
| Noninterest expense | 511,000 | 1,021,000 | 1,544,000 | 2,041,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 27,000 |
| Pretax income | 216,000 | 447,000 | 635,000 | 889,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 210,000 | 441,000 | 629,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,799,000 | 14,051,000 | 14,248,000 | 13,871,000 |
| Total capital | 14,242,000 | 14,499,000 | 14,706,000 | 14,330,000 |
| Risk-weighted assets | 54,838,000 | 54,260,000 | 59,240,000 | 60,211,000 |