Call reports 2015
ILLINI STATE BANK — 2015
What ILLINI STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,465,000 | 105,860,000 | 107,811,000 | 109,588,000 |
| Total loans | 36,578,000 | 37,882,000 | 40,615,000 | 43,077,000 |
| Allowance for loan losses | 346,000 | 362,000 | 418,000 | 434,000 |
| Securities available for sale | 59,338,000 | 57,674,000 | 56,272,000 | 55,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,117,000 | 64,921,000 | 64,512,000 | 70,990,000 |
| Interest-bearing deposits | 51,085,000 | 50,134,000 | 49,385,000 | 52,360,000 |
| Noninterest-bearing deposits | 16,032,000 | 14,787,000 | 15,127,000 | 18,630,000 |
| Equity capital | 18,206,000 | 17,921,000 | 18,153,000 | 18,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,436,000 | 2,155,000 | 2,913,000 |
| Interest expense | 64,000 | 128,000 | 195,000 | 265,000 |
| Net interest income | 654,000 | 1,308,000 | 1,960,000 | 2,648,000 |
| Noninterest income | 54,000 | 101,000 | 157,000 | 200,000 |
| Noninterest expense | 530,000 | 1,099,000 | 1,643,000 | 2,177,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 176,000 | 293,000 | 442,000 | 624,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | 176,000 | 287,000 | 436,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,367,000 | 13,782,000 | 13,938,000 | 13,668,000 |
| Total capital | 13,713,000 | 14,171,000 | 14,356,000 | 14,102,000 |
| Risk-weighted assets | 49,895,000 | 50,578,000 | 54,092,000 | 55,753,000 |