Call reports 2022
PEOPLES EXCHANGE BANK — 2022
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 94,666,000 | 97,158,000 | 93,647,000 | 92,557,000 |
| Total loans | 45,729,000 | 46,073,000 | 46,154,000 | 47,139,000 |
| Allowance for loan losses | 532,000 | 484,000 | 495,000 | 501,000 |
| Securities available for sale | 30,711,000 | 30,256,000 | 31,780,000 | 31,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,646,000 | 87,394,000 | 84,639,000 | 83,495,000 |
| Interest-bearing deposits | 56,176,000 | 57,647,000 | 55,560,000 | 55,290,000 |
| Noninterest-bearing deposits | 27,470,000 | 29,747,000 | 29,079,000 | 28,205,000 |
| Equity capital | 10,843,000 | 9,550,000 | 8,764,000 | 8,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,554,000 | 2,635,000 | 3,633,000 |
| Interest expense | 66,000 | 144,000 | 280,000 | 449,000 |
| Net interest income | 696,000 | 1,410,000 | 2,355,000 | 3,184,000 |
| Noninterest income | 87,000 | 183,000 | 277,000 | 367,000 |
| Noninterest expense | 773,000 | 1,465,000 | 2,189,000 | 2,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 59,000 | 177,000 | 492,000 | 643,000 |
| Income tax | 89,000 | 150,000 | 81,000 | 169,000 |
| Net income | -30,000 | 27,000 | 411,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,505,000 | 11,560,000 | 11,945,000 | 11,821,000 |
| Total capital | 12,037,000 | — | — | — |
| Risk-weighted assets | 60,027,000 | — | — | — |