Call reports 2021
PEOPLES EXCHANGE BANK — 2021
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,042,000 | 92,272,000 | 94,321,000 | 94,001,000 |
| Total loans | 49,117,000 | 50,889,000 | 50,083,000 | 47,133,000 |
| Allowance for loan losses | 530,000 | 533,000 | 482,000 | 533,000 |
| Securities available for sale | 24,666,000 | 25,719,000 | 25,648,000 | 27,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,623,000 | 80,581,000 | 82,213,000 | 82,307,000 |
| Interest-bearing deposits | 54,675,000 | 56,342,000 | 56,197,000 | 54,356,000 |
| Noninterest-bearing deposits | 22,948,000 | 24,239,000 | 26,016,000 | 27,951,000 |
| Equity capital | 11,256,000 | 11,449,000 | 11,704,000 | 11,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,068,000 | 2,920,000 | 3,767,000 |
| Interest expense | 67,000 | 136,000 | 207,000 | 274,000 |
| Net interest income | 1,039,000 | 1,932,000 | 2,713,000 | 3,493,000 |
| Noninterest income | 104,000 | 152,000 | 287,000 | 374,000 |
| Noninterest expense | 718,000 | 1,389,000 | 2,059,000 | 2,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 425,000 | 695,000 | 941,000 | 1,052,000 |
| Income tax | 47,000 | 228,000 | 316,000 | 173,000 |
| Net income | 378,000 | 467,000 | 625,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,161,000 | 11,249,000 | 11,407,000 | 11,534,000 |