Call reports 2018
PEOPLES EXCHANGE BANK — 2018
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,814,000 | 65,076,000 | 67,640,000 | 62,930,000 |
| Total loans | 41,542,000 | 44,008,000 | 44,814,000 | 44,540,000 |
| Allowance for loan losses | 435,000 | 435,000 | 439,000 | 439,000 |
| Securities available for sale | 12,032,000 | 11,841,000 | 11,835,000 | 11,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,353,000 | 55,583,000 | 57,943,000 | 53,255,000 |
| Interest-bearing deposits | 38,705,000 | 39,408,000 | 41,520,000 | 37,966,000 |
| Noninterest-bearing deposits | 15,648,000 | 16,175,000 | 16,423,000 | 15,289,000 |
| Equity capital | 9,344,000 | 9,364,000 | 9,487,000 | 9,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,489,000 | 2,304,000 | 3,127,000 |
| Interest expense | 43,000 | 110,000 | 191,000 | 276,000 |
| Net interest income | 672,000 | 1,379,000 | 2,113,000 | 2,851,000 |
| Noninterest income | 93,000 | 177,000 | 284,000 | 331,000 |
| Noninterest expense | 667,000 | 1,255,000 | 1,832,000 | 2,430,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 94,000 | 297,000 | 557,000 | 744,000 |
| Income tax | 21,000 | 146,000 | 210,000 | 268,000 |
| Net income | 73,000 | 151,000 | 347,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,589,000 | 9,668,000 | 9,865,000 | 9,867,000 |
| Total capital | 10,024,000 | 10,103,000 | 10,304,000 | 10,306,000 |
| Risk-weighted assets | 52,891,000 | 54,968,000 | 56,324,000 | 54,733,000 |