Call reports 2017
PEOPLES EXCHANGE BANK — 2017
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,670,000 | 63,364,000 | 63,020,000 | 61,629,000 |
| Total loans | 36,226,000 | 39,138,000 | 40,576,000 | 41,412,000 |
| Allowance for loan losses | 367,000 | 367,000 | 370,000 | 440,000 |
| Securities available for sale | 13,070,000 | 13,386,000 | 13,280,000 | 12,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,339,000 | 53,884,000 | 53,377,000 | 52,203,000 |
| Interest-bearing deposits | 39,325,000 | 38,601,000 | 38,482,000 | 37,246,000 |
| Noninterest-bearing deposits | 16,014,000 | 15,283,000 | 14,895,000 | 14,957,000 |
| Equity capital | 9,250,000 | 9,356,000 | 9,463,000 | 9,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,288,000 | 1,979,000 | 2,717,000 |
| Interest expense | 47,000 | 96,000 | 148,000 | 199,000 |
| Net interest income | 561,000 | 1,192,000 | 1,831,000 | 2,518,000 |
| Noninterest income | 112,000 | 227,000 | 337,000 | 436,000 |
| Noninterest expense | 710,000 | 1,331,000 | 1,932,000 | 2,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -37,000 | 88,000 | 236,000 | 417,000 |
| Income tax | -72,000 | 52,000 | 72,000 | 123,000 |
| Net income | 35,000 | 36,000 | 164,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,390,000 | 9,386,000 | 9,513,000 | 9,520,000 |
| Total capital | 9,757,000 | 9,753,000 | 9,883,000 | 9,960,000 |
| Risk-weighted assets | 51,540,000 | 50,884,000 | 52,449,000 | 51,135,000 |