Call reports 2016
PEOPLES EXCHANGE BANK — 2016
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,112,000 | 62,805,000 | 62,483,000 | 60,630,000 |
| Total loans | 37,051,000 | 37,008,000 | 38,400,000 | 37,283,000 |
| Allowance for loan losses | 376,000 | 377,000 | 377,000 | 367,000 |
| Securities available for sale | 11,946,000 | 11,718,000 | 12,092,000 | 11,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,981,000 | 53,374,000 | 52,932,000 | 51,435,000 |
| Interest-bearing deposits | 39,254,000 | 38,798,000 | 38,147,000 | 36,909,000 |
| Noninterest-bearing deposits | 14,727,000 | 14,576,000 | 14,785,000 | 14,526,000 |
| Equity capital | 9,075,000 | 9,312,000 | 9,374,000 | 9,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,247,000 | 1,895,000 | 2,549,000 |
| Interest expense | 48,000 | 97,000 | 147,000 | 197,000 |
| Net interest income | 581,000 | 1,150,000 | 1,748,000 | 2,352,000 |
| Noninterest income | 122,000 | 223,000 | 332,000 | 452,000 |
| Noninterest expense | 719,000 | 1,284,000 | 1,881,000 | 2,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | 89,000 | 199,000 | 321,000 |
| Income tax | 27,000 | -50,000 | -7,000 | -35,000 |
| Net income | -43,000 | 139,000 | 206,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,083,000 | 9,265,000 | 9,332,000 | 9,326,000 |
| Total capital | 9,459,000 | 9,642,000 | 9,709,000 | 9,693,000 |
| Risk-weighted assets | 49,967,000 | 49,973,000 | 49,622,000 | 48,313,000 |