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Call reports 2014

PEOPLES EXCHANGE BANK — 2014

What PEOPLES EXCHANGE BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/429029b3-6202-489b-9a7c-c55fddfa8087/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets63,626,00063,457,00061,825,00062,657,000
Total loans36,567,00039,271,00039,403,00038,469,000
Allowance for loan losses562,000566,000568,000570,000
Securities available for sale16,506,00016,968,00013,480,00013,360,000
Securities held to maturity0000
Trading assets0000
Total deposits55,411,00054,691,00052,793,00053,723,000
Interest-bearing deposits41,466,00041,533,00040,890,00040,353,000
Noninterest-bearing deposits13,945,00013,158,00011,903,00013,370,000
Equity capital8,111,0008,519,0008,783,0008,865,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income659,0001,378,0002,101,0002,819,000
Interest expense57,000112,000164,000217,000
Net interest income602,0001,266,0001,937,0002,602,000
Noninterest income139,000279,000733,000831,000
Noninterest expense712,0001,358,0002,327,0002,968,000
Provision for loan losses0000
Pretax income29,000187,000335,000457,000
Income tax0-30,000-37,0004,000
Net income29,000217,000372,000453,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital8,660,0008,848,0009,002,0008,958,000
Total capital9,222,0008,848,0009,570,0009,528,000
Risk-weighted assets47,457,00045,357,00046,719,00047,082,000

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