Call reports 2012
PEOPLES EXCHANGE BANK — 2012
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,934,000 | 63,537,000 | 64,240,000 | 64,032,000 |
| Total loans | 37,126,000 | 37,872,000 | 36,547,000 | 36,372,000 |
| Allowance for loan losses | 558,000 | 563,000 | 566,000 | 559,000 |
| Securities available for sale | 14,602,000 | 14,758,000 | 14,423,000 | 7,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,093,000 | 54,441,000 | 54,913,000 | 54,954,000 |
| Interest-bearing deposits | 40,936,000 | 42,185,000 | 42,943,000 | 41,309,000 |
| Noninterest-bearing deposits | 13,157,000 | 12,256,000 | 11,970,000 | 13,645,000 |
| Equity capital | 8,734,000 | 8,933,000 | 9,098,000 | 8,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,475,000 | 2,201,000 | 2,908,000 |
| Interest expense | 100,000 | 197,000 | 292,000 | 377,000 |
| Net interest income | 630,000 | 1,278,000 | 1,909,000 | 2,531,000 |
| Noninterest income | 139,000 | 250,000 | 392,000 | 301,000 |
| Noninterest expense | 633,000 | 1,251,000 | 1,919,000 | 2,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 336,000 | 441,000 | 713,000 |
| Income tax | 49,000 | 96,000 | 142,000 | 189,000 |
| Net income | 103,000 | 240,000 | 299,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,608,000 | 8,745,000 | 8,804,000 | 8,907,000 |
| Total capital | 9,130,000 | 9,308,000 | 9,370,000 | 9,466,000 |
| Risk-weighted assets | 47,318,000 | 48,261,000 | 49,084,000 | 54,129,000 |
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