Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 340,424,000 | 342,561,000 | 347,944,000 | 357,479,000 |
| Total loans | 203,840,000 | 212,219,000 | 215,416,000 | 217,820,000 |
| Allowance for loan losses | 5,589,000 | 5,511,000 | 5,477,000 | 5,964,000 |
| Securities available for sale | 83,122,000 | 98,867,000 | 92,186,000 | 90,777,000 |
| Securities held to maturity | 1,163,000 | 1,162,000 | 1,160,000 | 1,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,037,000 | 308,129,000 | 310,523,000 | 319,302,000 |
| Interest-bearing deposits | 238,124,000 | 238,602,000 | 237,856,000 | 244,030,000 |
| Noninterest-bearing deposits | 68,913,000 | 69,527,000 | 72,667,000 | 75,272,000 |
| Equity capital | 28,918,000 | 30,023,000 | 32,774,000 | 33,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,809,000 | 9,873,000 | 15,115,000 | 20,426,000 |
| Interest expense | 1,455,000 | 2,937,000 | 4,499,000 | 6,043,000 |
| Net interest income | 3,354,000 | 6,936,000 | 10,616,000 | 14,383,000 |
| Noninterest income | 533,000 | 1,100,000 | 1,666,000 | 2,333,000 |
| Noninterest expense | 2,087,000 | 4,478,000 | 6,745,000 | 9,323,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 590,000 |
| Pretax income | 1,800,000 | 3,558,000 | 5,328,000 | 6,467,000 |
| Income tax | 136,000 | 246,000 | 378,000 | 442,000 |
| Net income | 1,664,000 | 3,312,000 | 4,950,000 | 6,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,090,000 | 38,110,000 | 38,765,000 | 39,172,000 |
| Total capital | 39,635,000 | 40,714,000 | 41,417,000 | 41,844,000 |
| Risk-weighted assets | 200,613,000 | 205,414,000 | 209,378,000 | 210,489,000 |