Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 322,937,000 | 318,125,000 | 321,623,000 | 327,532,000 |
| Total loans | 191,438,000 | 194,517,000 | 199,982,000 | 203,621,000 |
| Allowance for loan losses | 5,554,000 | 5,519,000 | 5,445,000 | 5,632,000 |
| Securities available for sale | 85,559,000 | 91,218,000 | 90,801,000 | 87,006,000 |
| Securities held to maturity | 1,169,000 | 1,168,000 | 1,166,000 | 1,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,632,000 | 287,944,000 | 287,827,000 | 295,706,000 |
| Interest-bearing deposits | 224,059,000 | 221,319,000 | 219,934,000 | 228,386,000 |
| Noninterest-bearing deposits | 69,573,000 | 66,625,000 | 67,893,000 | 67,320,000 |
| Equity capital | 24,931,000 | 26,072,000 | 29,121,000 | 27,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,065,000 | 8,484,000 | 12,980,000 | 17,621,000 |
| Interest expense | 1,277,000 | 2,643,000 | 4,093,000 | 5,586,000 |
| Net interest income | 2,788,000 | 5,841,000 | 8,887,000 | 12,035,000 |
| Noninterest income | 563,000 | 1,094,000 | 1,642,000 | 2,615,000 |
| Noninterest expense | 1,915,000 | 3,958,000 | 6,107,000 | 8,801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,436,000 | 2,977,000 | 4,422,000 | 5,691,000 |
| Income tax | 163,000 | 262,000 | 352,000 | 435,000 |
| Net income | 1,273,000 | 2,715,000 | 4,070,000 | 5,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,116,000 | 35,086,000 | 35,735,000 | 36,369,000 |
| Total capital | 36,474,000 | 37,493,000 | 38,218,000 | 38,893,000 |
| Risk-weighted assets | 185,497,000 | 189,453,000 | 195,707,000 | 198,871,000 |