Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 312,535,000 | 315,589,000 | 309,537,000 | 312,341,000 |
| Total loans | 182,401,000 | 184,607,000 | 184,354,000 | 194,016,000 |
| Allowance for loan losses | 5,176,000 | 5,238,000 | 5,204,000 | 5,163,000 |
| Securities available for sale | 95,348,000 | 89,727,000 | 85,173,000 | 92,336,000 |
| Securities held to maturity | 1,174,000 | 1,173,000 | 1,172,000 | 1,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,721,000 | 290,603,000 | 285,742,000 | 283,129,000 |
| Interest-bearing deposits | 216,219,000 | 217,002,000 | 210,903,000 | 213,876,000 |
| Noninterest-bearing deposits | 71,502,000 | 73,601,000 | 74,839,000 | 69,253,000 |
| Equity capital | 22,505,000 | 22,194,000 | 20,570,000 | 25,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,401,000 | 7,125,000 | 10,833,000 | 14,920,000 |
| Interest expense | 612,000 | 1,461,000 | 2,459,000 | 3,602,000 |
| Net interest income | 2,789,000 | 5,664,000 | 8,374,000 | 11,318,000 |
| Noninterest income | 512,000 | 960,000 | 1,470,000 | 1,998,000 |
| Noninterest expense | 1,823,000 | 3,653,000 | 5,664,000 | 8,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,478,000 | 2,967,000 | 4,176,000 | 5,197,000 |
| Income tax | 95,000 | 188,000 | 269,000 | 335,000 |
| Net income | 1,383,000 | 2,779,000 | 3,907,000 | 4,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,486,000 | 32,488,000 | 33,145,000 | 33,707,000 |
| Total capital | 33,772,000 | 34,806,000 | 35,396,000 | 36,111,000 |
| Risk-weighted assets | 180,001,000 | 182,469,000 | 177,084,000 | 189,526,000 |