Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 315,212,000 | 309,552,000 | 305,617,000 | 302,444,000 |
| Total loans | 155,403,000 | 164,151,000 | 170,976,000 | 177,858,000 |
| Allowance for loan losses | 4,230,000 | 4,234,000 | 4,697,000 | 4,845,000 |
| Securities available for sale | 90,058,000 | 97,910,000 | 95,464,000 | 95,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,005,000 | 286,761,000 | 285,531,000 | 279,830,000 |
| Interest-bearing deposits | 217,852,000 | 213,951,000 | 211,152,000 | 210,560,000 |
| Noninterest-bearing deposits | 71,153,000 | 72,810,000 | 74,379,000 | 69,270,000 |
| Equity capital | 23,843,000 | 20,519,000 | 17,976,000 | 20,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,457,000 | 8,432,000 | 11,617,000 |
| Interest expense | 396,000 | 791,000 | 1,192,000 | 1,630,000 |
| Net interest income | 2,237,000 | 4,666,000 | 7,240,000 | 9,987,000 |
| Noninterest income | 470,000 | 986,000 | 1,558,000 | 2,045,000 |
| Noninterest expense | 1,822,000 | 3,823,000 | 5,735,000 | 8,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 885,000 | 1,829,000 | 3,063,000 | 3,706,000 |
| Income tax | 64,000 | 119,000 | 204,000 | 222,000 |
| Net income | 821,000 | 1,710,000 | 2,859,000 | 3,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,972,000 | 29,508,000 | 30,263,000 | 30,496,000 |
| Total capital | 31,096,000 | 31,688,000 | 32,466,000 | 32,767,000 |
| Risk-weighted assets | 167,780,000 | 172,363,000 | 173,749,000 | 179,094,000 |