Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 288,930,000 | 294,146,000 | 300,198,000 | 307,084,000 |
| Total loans | 155,213,000 | 157,852,000 | 159,685,000 | 159,175,000 |
| Allowance for loan losses | 4,172,000 | 4,186,000 | 4,201,000 | 4,214,000 |
| Securities available for sale | 51,452,000 | 60,520,000 | 60,382,000 | 66,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,663,000 | 263,222,000 | 268,688,000 | 275,812,000 |
| Interest-bearing deposits | 197,544,000 | 199,700,000 | 198,657,000 | 207,516,000 |
| Noninterest-bearing deposits | 61,119,000 | 63,522,000 | 70,031,000 | 68,296,000 |
| Equity capital | 28,186,000 | 28,840,000 | 29,196,000 | 28,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 5,007,000 | 7,627,000 | 10,265,000 |
| Interest expense | 493,000 | 951,000 | 1,376,000 | 1,791,000 |
| Net interest income | 1,916,000 | 4,056,000 | 6,251,000 | 8,474,000 |
| Noninterest income | 451,000 | 932,000 | 1,417,000 | 1,911,000 |
| Noninterest expense | 1,505,000 | 3,147,000 | 4,822,000 | 7,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 862,000 | 1,841,000 | 2,846,000 | 3,326,000 |
| Income tax | 2,000 | 116,000 | 179,000 | 218,000 |
| Net income | 860,000 | 1,725,000 | 2,667,000 | 3,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,436,000 | 27,947,000 | 28,534,000 | 28,505,000 |
| Total capital | 29,440,000 | 30,011,000 | 30,585,000 | 30,705,000 |
| Risk-weighted assets | 158,128,000 | 163,019,000 | 161,920,000 | 173,936,000 |