Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 230,820,000 | 250,548,000 | 252,232,000 | 264,434,000 |
| Total loans | 156,049,000 | 161,940,000 | 163,239,000 | 156,665,000 |
| Allowance for loan losses | 3,486,000 | 3,941,000 | 4,050,000 | 4,058,000 |
| Securities available for sale | 44,913,000 | 44,075,000 | 42,629,000 | 46,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,277,000 | 220,390,000 | 221,616,000 | 234,005,000 |
| Interest-bearing deposits | 158,699,000 | 168,006,000 | 169,661,000 | 179,356,000 |
| Noninterest-bearing deposits | 42,578,000 | 52,384,000 | 51,955,000 | 54,649,000 |
| Equity capital | 27,331,000 | 27,939,000 | 28,324,000 | 28,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,521,000 | 8,082,000 | 10,603,000 |
| Interest expense | 509,000 | 1,040,000 | 1,582,000 | 2,110,000 |
| Net interest income | 2,088,000 | 4,481,000 | 6,500,000 | 8,493,000 |
| Noninterest income | 603,000 | 1,007,000 | 1,448,000 | 1,930,000 |
| Noninterest expense | 1,592,000 | 3,125,000 | 4,739,000 | 6,695,000 |
| Provision for loan losses | 180,000 | 640,000 | 720,000 | 720,000 |
| Pretax income | 920,000 | 1,724,000 | 2,489,000 | 3,008,000 |
| Income tax | 52,000 | 103,000 | 134,000 | 170,000 |
| Net income | 868,000 | 1,621,000 | 2,355,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,178,000 | 26,577,000 | 26,958,000 | 26,929,000 |
| Total capital | 28,021,000 | 28,449,000 | 28,846,000 | 28,870,000 |
| Risk-weighted assets | 145,776,000 | 147,688,000 | 148,833,000 | 153,118,000 |