Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 221,108,000 | 219,661,000 | 219,180,000 | 221,703,000 |
| Total loans | 146,011,000 | 151,185,000 | 153,661,000 | 154,275,000 |
| Allowance for loan losses | 2,962,000 | 3,221,000 | 3,306,000 | 3,295,000 |
| Securities available for sale | 50,398,000 | 49,351,000 | 47,408,000 | 45,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,470,000 | 191,807,000 | 190,550,000 | 193,468,000 |
| Interest-bearing deposits | 153,541,000 | 150,670,000 | 145,732,000 | 150,973,000 |
| Noninterest-bearing deposits | 40,929,000 | 41,137,000 | 44,818,000 | 42,495,000 |
| Equity capital | 24,742,000 | 25,825,000 | 26,259,000 | 26,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,179,000 | 7,782,000 | 10,396,000 |
| Interest expense | 408,000 | 844,000 | 1,305,000 | 1,796,000 |
| Net interest income | 2,114,000 | 4,335,000 | 6,477,000 | 8,600,000 |
| Noninterest income | 398,000 | 843,000 | 1,274,000 | 1,727,000 |
| Noninterest expense | 1,367,000 | 2,980,000 | 4,663,000 | 6,476,000 |
| Provision for loan losses | 90,000 | 270,000 | 382,000 | 657,000 |
| Pretax income | 1,055,000 | 1,928,000 | 2,706,000 | 3,194,000 |
| Income tax | 56,000 | 91,000 | 131,000 | 153,000 |
| Net income | 999,000 | 1,837,000 | 2,575,000 | 3,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,154,000 | 25,560,000 | 25,827,000 | 25,703,000 |
| Total capital | 26,901,000 | 27,357,000 | 27,648,000 | 27,528,000 |
| Risk-weighted assets | 138,560,000 | 142,308,000 | 144,172,000 | 144,488,000 |