Call reports 2018
FIRST NATIONAL BANK — 2018
What FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 216,336,000 | 214,378,000 | 212,058,000 | 214,948,000 |
| Total loans | 126,921,000 | 135,601,000 | 136,029,000 | 141,134,000 |
| Allowance for loan losses | 2,630,000 | 2,648,000 | 2,738,000 | 2,894,000 |
| Securities available for sale | 52,041,000 | 54,381,000 | 51,972,000 | 50,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,923,000 | 185,347,000 | 187,104,000 | 189,780,000 |
| Interest-bearing deposits | 148,462,000 | 146,304,000 | 149,389,000 | 147,319,000 |
| Noninterest-bearing deposits | 40,461,000 | 39,043,000 | 37,715,000 | 42,461,000 |
| Equity capital | 22,719,000 | 22,757,000 | 22,960,000 | 23,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,543,000 | 6,927,000 | 9,399,000 |
| Interest expense | 370,000 | 752,000 | 1,145,000 | 1,548,000 |
| Net interest income | 1,874,000 | 3,791,000 | 5,782,000 | 7,851,000 |
| Noninterest income | 359,000 | 817,000 | 1,267,000 | 1,645,000 |
| Noninterest expense | 1,313,000 | 2,851,000 | 4,276,000 | 6,134,000 |
| Provision for loan losses | 0 | 130,000 | 180,000 | 370,000 |
| Pretax income | 920,000 | 1,627,000 | 2,593,000 | 2,992,000 |
| Income tax | 44,000 | 85,000 | 124,000 | 193,000 |
| Net income | 876,000 | 1,542,000 | 2,469,000 | 2,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,962,000 | 24,195,000 | 24,690,000 | 24,588,000 |
| Total capital | 25,583,000 | 25,916,000 | 26,329,000 | 26,294,000 |
| Risk-weighted assets | 128,629,000 | 136,758,000 | 129,981,000 | 135,302,000 |