Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 206,716,000 | 211,495,000 | 209,152,000 | 209,673,000 |
| Total loans | 129,466,000 | 125,835,000 | 122,853,000 | 125,660,000 |
| Allowance for loan losses | 2,586,000 | 2,526,000 | 2,460,000 | 2,480,000 |
| Securities available for sale | 48,429,000 | 48,033,000 | 52,603,000 | 56,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,395,000 | 183,620,000 | 181,768,000 | 182,849,000 |
| Interest-bearing deposits | 146,166,000 | 146,878,000 | 144,335,000 | 146,455,000 |
| Noninterest-bearing deposits | 33,229,000 | 36,742,000 | 37,433,000 | 36,394,000 |
| Equity capital | 23,489,000 | 23,776,000 | 23,902,000 | 21,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,314,000 | 6,452,000 | 8,590,000 |
| Interest expense | 402,000 | 807,000 | 1,206,000 | 1,594,000 |
| Net interest income | 1,765,000 | 3,507,000 | 5,246,000 | 6,996,000 |
| Noninterest income | 406,000 | 781,000 | 1,245,000 | 1,630,000 |
| Noninterest expense | 1,329,000 | 2,764,000 | 4,318,000 | 5,848,000 |
| Provision for loan losses | 0 | 40,000 | 100,000 | 240,000 |
| Pretax income | 842,000 | 1,484,000 | 2,073,000 | 2,538,000 |
| Income tax | 41,000 | 70,000 | 95,000 | 120,000 |
| Net income | 801,000 | 1,414,000 | 1,978,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,558,000 | 22,699,000 | 22,791,000 | 22,759,000 |
| Total capital | 24,185,000 | 24,302,000 | 24,378,000 | 24,407,000 |
| Risk-weighted assets | 129,221,000 | 127,295,000 | 126,069,000 | 130,996,000 |