Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 203,244,000 | 204,580,000 | 204,389,000 | 205,314,000 |
| Total loans | 120,390,000 | 125,052,000 | 128,148,000 | 128,922,000 |
| Allowance for loan losses | 2,429,000 | 2,391,000 | 2,474,000 | 2,645,000 |
| Securities available for sale | 54,267,000 | 52,503,000 | 50,555,000 | 49,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,438,000 | 178,455,000 | 177,232,000 | 178,592,000 |
| Interest-bearing deposits | 144,480,000 | 143,513,000 | 141,490,000 | 142,594,000 |
| Noninterest-bearing deposits | 30,958,000 | 34,942,000 | 35,742,000 | 35,998,000 |
| Equity capital | 23,063,000 | 22,728,000 | 23,176,000 | 22,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,370,000 | 6,630,000 | 8,896,000 |
| Interest expense | 409,000 | 813,000 | 1,219,000 | 1,624,000 |
| Net interest income | 1,767,000 | 3,557,000 | 5,411,000 | 7,272,000 |
| Noninterest income | 359,000 | 712,000 | 1,108,000 | 1,161,000 |
| Noninterest expense | 1,403,000 | 2,758,000 | 4,325,000 | 5,738,000 |
| Provision for loan losses | 0 | 40,000 | 165,000 | 390,000 |
| Pretax income | 723,000 | 1,474,000 | 2,033,000 | 2,311,000 |
| Income tax | 44,000 | 74,000 | 98,000 | 112,000 |
| Net income | 679,000 | 1,400,000 | 1,935,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,122,000 | 22,372,000 | 22,435,000 | 22,228,000 |
| Total capital | 23,727,000 | 23,963,000 | 24,085,000 | 23,882,000 |
| Risk-weighted assets | 127,545,000 | 126,489,000 | 131,180,000 | 131,315,000 |