Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 207,738,000 | 208,319,000 | 204,653,000 | 200,606,000 |
| Total loans | 125,083,000 | 123,022,000 | 122,012,000 | 122,807,000 |
| Allowance for loan losses | 2,459,000 | 2,520,000 | 2,403,000 | 2,432,000 |
| Securities available for sale | 46,237,000 | 47,116,000 | 48,685,000 | 50,931,000 |
| Securities held to maturity | 300,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,760,000 | 180,290,000 | 177,689,000 | 173,372,000 |
| Interest-bearing deposits | 149,646,000 | 148,516,000 | 143,864,000 | 143,335,000 |
| Noninterest-bearing deposits | 31,114,000 | 31,774,000 | 33,825,000 | 30,037,000 |
| Equity capital | 21,875,000 | 22,562,000 | 22,779,000 | 22,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,575,000 | 6,862,000 | 9,130,000 |
| Interest expense | 458,000 | 901,000 | 1,338,000 | 1,773,000 |
| Net interest income | 1,755,000 | 3,674,000 | 5,524,000 | 7,357,000 |
| Noninterest income | 275,000 | 607,000 | 859,000 | 492,000 |
| Noninterest expense | 1,373,000 | 2,626,000 | 4,027,000 | 5,582,000 |
| Provision for loan losses | 75,000 | 205,000 | 205,000 | 245,000 |
| Pretax income | 582,000 | 1,450,000 | 2,151,000 | 2,022,000 |
| Income tax | 49,000 | 115,000 | 176,000 | 228,000 |
| Net income | 533,000 | 1,335,000 | 1,975,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,753,000 | 22,163,000 | 22,409,000 | 21,836,000 |
| Total capital | 23,384,000 | 23,758,000 | 23,990,000 | 23,408,000 |
| Risk-weighted assets | 129,637,000 | 126,632,000 | 125,628,000 | 124,922,000 |