Call reports 2016
TEUTOPOLIS STATE BANK — 2016
What TEUTOPOLIS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 211,768,000 | 211,203,000 | 212,709,000 | 217,375,000 |
| Total loans | 111,274,000 | 119,794,000 | 120,674,000 | 125,214,000 |
| Allowance for loan losses | 1,073,000 | 1,073,000 | 1,073,000 | 1,173,000 |
| Securities available for sale | 51,960,000 | 50,077,000 | 46,735,000 | 45,774,000 |
| Securities held to maturity | 21,886,000 | 21,859,000 | 21,832,000 | 21,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,692,000 | 182,623,000 | 183,443,000 | 189,244,000 |
| Interest-bearing deposits | 150,826,000 | 149,904,000 | 151,662,000 | 154,934,000 |
| Noninterest-bearing deposits | 32,866,000 | 32,719,000 | 31,781,000 | 34,310,000 |
| Equity capital | 27,541,000 | 28,196,000 | 28,897,000 | 27,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,309,000 | 5,096,000 | 6,798,000 |
| Interest expense | 191,000 | 383,000 | 582,000 | 788,000 |
| Net interest income | 1,461,000 | 2,926,000 | 4,514,000 | 6,010,000 |
| Noninterest income | 179,000 | 365,000 | 558,000 | 748,000 |
| Noninterest expense | 723,000 | 1,509,000 | 2,266,000 | 3,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 967,000 | 1,832,000 | 2,856,000 | 3,496,000 |
| Income tax | 273,000 | 599,000 | 917,000 | 1,084,000 |
| Net income | 694,000 | 1,233,000 | 1,939,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,940,000 | 27,479,000 | 28,186,000 | 27,548,000 |
| Total capital | 28,013,000 | 28,554,000 | 29,261,000 | 28,729,000 |
| Risk-weighted assets | 128,408,000 | 138,029,000 | 138,590,000 | 141,443,000 |