Call reports 2015
TEUTOPOLIS STATE BANK — 2015
What TEUTOPOLIS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,517,000 | 203,571,000 | 203,694,000 | 207,699,000 |
| Total loans | 109,687,000 | 109,886,000 | 110,180,000 | 110,580,000 |
| Allowance for loan losses | 1,018,000 | 1,018,000 | 1,019,000 | 1,073,000 |
| Securities available for sale | 54,075,000 | 51,446,000 | 50,934,000 | 52,911,000 |
| Securities held to maturity | 22,026,000 | 21,633,000 | 22,431,000 | 21,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,467,000 | 176,409,000 | 175,803,000 | 180,706,000 |
| Interest-bearing deposits | 154,911,000 | 145,594,000 | 144,519,000 | 147,457,000 |
| Noninterest-bearing deposits | 28,556,000 | 30,815,000 | 31,284,000 | 33,249,000 |
| Equity capital | 26,474,000 | 26,841,000 | 27,546,000 | 26,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,160,000 | 4,746,000 | 6,328,000 |
| Interest expense | 197,000 | 387,000 | 576,000 | 766,000 |
| Net interest income | 1,391,000 | 2,773,000 | 4,170,000 | 5,562,000 |
| Noninterest income | 169,000 | 353,000 | 532,000 | 717,000 |
| Noninterest expense | 694,000 | 1,403,000 | 2,148,000 | 3,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 866,000 | 1,723,000 | 2,554,000 | 3,199,000 |
| Income tax | 249,000 | 544,000 | 791,000 | 968,000 |
| Net income | 617,000 | 1,179,000 | 1,763,000 | 2,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,727,000 | 26,289,000 | 26,873,000 | 26,246,000 |
| Total capital | 26,745,000 | 27,307,000 | 27,892,000 | 27,319,000 |
| Risk-weighted assets | 124,814,000 | 127,998,000 | 127,636,000 | 129,096,000 |