Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 110,961,000 | 109,251,000 | 110,606,000 | 110,665,000 |
| Total loans | 76,663,000 | 74,963,000 | 71,682,000 | 70,859,000 |
| Allowance for loan losses | 647,000 | 678,000 | 705,000 | 602,000 |
| Securities available for sale | 19,428,000 | 19,594,000 | 23,911,000 | 23,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,466,000 | 97,508,000 | 98,754,000 | 98,773,000 |
| Interest-bearing deposits | 77,582,000 | 75,252,000 | 75,944,000 | 76,420,000 |
| Noninterest-bearing deposits | 21,884,000 | 22,256,000 | 22,810,000 | 22,353,000 |
| Equity capital | 10,006,000 | 10,292,000 | 10,625,000 | 10,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,125,000 | 4,675,000 | 6,215,000 |
| Interest expense | 515,000 | 1,014,000 | 1,507,000 | 1,996,000 |
| Net interest income | 1,048,000 | 2,111,000 | 3,168,000 | 4,219,000 |
| Noninterest income | 120,000 | 215,000 | 331,000 | 455,000 |
| Noninterest expense | 898,000 | 1,856,000 | 2,813,000 | 3,810,000 |
| Provision for loan losses | 23,000 | 62,000 | 89,000 | 98,000 |
| Pretax income | 220,000 | 381,000 | 570,000 | 739,000 |
| Income tax | 61,000 | 89,000 | 145,000 | 165,000 |
| Net income | 159,000 | 292,000 | 425,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,418,000 | 11,557,000 | 11,695,000 | 11,851,000 |